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Stay Safe From AI Scams

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For Seniors: How to Stay Safe From AI Scams

If you’ve ever felt unsure whether a phone call, email, or message was real, you’re not alone. These days, scams are getting more convincing—thanks to artificial intelligence (AI).

AI is a computer technology that can “learn” and do things that usually require human thinking, like talking, writing, or even copying someone’s voice. And while it has many helpful uses, scammers are now using AI to trick people, especially older adults.

Here’s what you need to know about how these scams work—and how to protect yourself.

What is AI, and how do scammers use it?

Artificial intelligence can create fake images, emails, or even phone calls that sound and look real. Some scammers are using AI to:

  • Mimic Voices: Using short audio clips, AI can copy a loved one’s voice. You might get a call that sounds exactly like your grandchild, begging for help or money. But it’s not really them.

  • Write Fake Messages: AI can write emails or texts that sound very real—even using personal details scammers may find online.

  • Make Fake Videos: With something called “deepfakes,” scammers can create videos that look like a real person is talking, even though it’s fake.

This can make it very hard to know what’s real and what’s a scam.

Why Older Adults Are Often Targeted

Scammers often target people over 60 because:

  • They tend to be more trusting.

  • They may have retirement savings or a regular income.

  • They often have less experience with technology and digital security.

That’s why it’s so important to stay informed—and talk with friends and family about these new tricks.

Common AI Scam Examples

Scammers are using AI in new and sneaky ways to make their tricks feel more real than ever. With just a little bit of information—like a voice clip or a photo from social media—they can create phone calls, texts, or even videos that seem completely believable.

These scams often play on fear, urgency, or emotion to get people to act fast—before they have time to think. That’s why it’s important to know the warning signs. Here are a few examples of how AI scams might show up in real life:

  • “Grandparent” Scams: You get a call that sounds like your grandchild or loved one saying they’re in trouble and need money fast. AI may have copied their voice from a social media video.

  • Tech Support Scams: You get a message saying your computer has a virus, and you need to call a number. A fake AI chatbot may try to walk you through giving them access.

  • Romance Scams: Someone you meet online sends sweet, convincing messages (written by AI) to build trust—and eventually asks for money or access to your financial accounts.

  • Bank or Government Calls: A very official-sounding voice tells you your account is locked or there’s a legal problem—but it’s just AI reading a script.

How to Protect Yourself

Here are some simple ways to stay safe from AI scams:

  • Slow Down: Scammers want you to act fast. If a message or call feels urgent, take a breath. Don’t let fear push you into quick decisions.

  • Hang Up and Call Back: If someone calls saying they’re from your bank or a loved one in trouble, hang up. Then call the real number you know is safe.

  • Use Privacy Settings: Keep your social media accounts private, and don’t share personal details (like your birthday or grandkids’ names) online.

  • Don’t Trust Caller ID: Scammers can fake the number that shows up on your phone.

  • Use strong passwords and turn on two-factor authentication where possible.

  • Talk to Someone: If you’re unsure about a message, ask a friend, family member, or trusted advisor before responding.

Knowledge Is Your Best Defense

AI can be helpful—but it can also be used to cause harm. The best defense is to stay informed and be cautious, especially with messages or calls that seem urgent, emotional, or ask for money.

Scams may be getting smarter, but so can we. You don’t need to be a tech expert—just taking a few extra seconds to pause and double-check can save you from falling into a trap.

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